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위와 비슷한 이유로 상품권을 신용카드로 결제시 거의 대부분 카드실적으로 인정되지 않는다.나무위키는 백과사전이 아니며 검증되지 않았거나, 편향적이거나, 잘못된 서술이 있을 수 있습니다.마지막으로, 서비스 이용 전에 상환 계획을 세울 때 개인의 소비 습관

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